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See a Sample Financial Plan

See a Sample Financial Plan

| December 20, 2017
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When’s the last time you purchased something without seeing it first or knowing what to expect? You most likely haven’t. You wouldn’t buy a car without seeing it first, nor would you purchase an insurance policy without reviewing the contents. So why should you pay for a financial plan without knowing what to expect?

As financial plans are supposed to be uniquely tailored to each client’s individual needs, circumstances, and goals, advisors can’t easily provide one without working extensively with the person. However, we were up for the challenge and wanted to create something that could help people better understand what a financial plan may look like should they choose to work with us.

What Does a Financial Plan Entail?

Financial plans can address a myriad of concerns and goals, from college planning to retirement income strategizing. Depending on your needs, your plan may focus on one overarching element, or multiple goals you’d like to achieve over time. Whatever you choose to focus on, your financial plan is designed to serve as your roadmap, helping you get started at Point A and make your way to Point B.

At Harbor Wealth Management, we offer comprehensive financial services, including the development of your own financial and retirement plans. To help you pursue your goals, we employ a disciplined, five-step approach to wealth management:

  1. Exploration: understanding what true wealth means to them
  2. Data Gathering: clarifying their financial goals and understanding their financial picture
  3. Plan Development: creating a unique plan, prioritizing what is most important to them
  4. Implementation: putting their unique plan into action
  5. Ongoing Monitoring: ensuring your plan evolves as your life does, making changes as needed

Our holistic process helps ensure our strategies are tailored to your needs as we implement and manage them for years to come. As your advocate, we strive to advance your best interests, enhance your understanding, and navigate you towards a stronger financial future.

While most people leave their financial advisor confused about what’s happening with their money, we do all we can to ensure you’re completely aware of your financial plan and the reasoning behind our recommendations. Money doesn’t have to be complicated, and we do all we can to make the complex simple.

See Our Sample Financial Plan

We’ve developed a sample financial plan that reflects our planning process. It looks at a fictional couple’s lifestyle income plan and how we developed it. This plan focuses on a couple’s retirement needs, addressing longevity, expenses and inflation, income, withdrawals, asset allocation, and other goals.

Keep in mind that this is only a hypothetical plan presented to illustrate what a client’s plan may resemble should they work with us. The characters and circumstances are completely fictional and are for illustrative purposes only. Be sure to seek the advice of a qualified professional for your particular situation and not rely upon any of the information herein to make personal financial decisions.

Take a look through our sample plan hereOnce you’ve reviewed, give us a call and we can discuss further how we can create a tailored financial plan for you. You can reach us by sending an email at or calling 985-605-7185.

About Jeremy

With nearly two decades of experience in the financial services industry, Jeremy Smith serves as a dedicated and knowledgeable financial advisor and the founder of Harbor Wealth Management. He specializes in serving retirees, pre-retirees, small business owners, and widows, providing a comprehensive array of investment management and financial planning services. Jeremy aims to serve his clients as a financial guide who is here for their every need, helping families find lasting solutions so they can focus on what matters most to them. To learn more about Jeremy, visit or connect with him on LinkedIn.

Securities and advisory services offered through LPL Financial, a registered investment advisor.  Member FINRA/SIPC.

Investing involves risk including loss of principal.  No strategy ensures success or protects against loss.

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