Have you ever made a decision, and then second guessed yourself when life situations changed? While it’s important to revisit goals and strategies for any part of your life, it’s even more critical for your finances.
For example, life changes may have come your way, altering your financial priorities. Or you may be curious about different financial strategies and want to make sure that your plan is still the best one for you. Maybe you are questioning your investment plan with the volatility and confusion of the markets. In order to stay committed to your plan, you need to have complete confidence that it is still working for you and taking you where you want to go.
If you are nodding your head as you read this, here’s what we would like to offer: A cup of coffee and a second opinion.
A Financial Plan Review
By appointment, you’re welcome to come in and sit with us for awhile. We’ll ask you to outline your financial goals and review your current plan/401k/investment portfolio/insurance, etc. so that we know where you stand, where you want to be, and so that we are on the same page with your objectives.
We can answer any questions you may have about the market, strategies, or basic financial tips and principles. Then, we can apply your concerns, ideas and aims to your current plan to see how everything lines up.
There’s No Harm in Asking
Once we have a good overview of your financial picture, we will be able to reevaluate and readjust. If we think your investments/insurance, etc. continue to be well suited to your long-term goals despite the market turmoil, we’ll gladly tell you so and send you on your way.
If on the other hand, we think your plan no longer fits your goals, we’ll explain why, in plain English. And, if you’d like, we’ll recommend some alternatives. It may be that minor adjustments are needed based on your age, current economic woes, or a change in priorities and plans.
It never hurts to take a second look at your financial plan to ensure that it is up-to-date, still applicable to all aspects of your life, and ideally suited to achieve your long-term dreams. Regardless of the outcome of our second look, you will have full confidence in us, in your decisions, and in your financial plan.
Either way, the coffee is on me!
Let me help you evaluate where you are now, determine where you would like to go, and address any gaps that may be apparent. If you are ready to revisit your financial plan, send me an email at firstname.lastname@example.org or call my office at 985-605-7185.
With nearly two decades of experience in the financial services industry, Jeremy Smith serves as a dedicated and knowledgeable financial advisor and the founder of Harbor Wealth Management. He specializes in serving retirees, pre-retirees, small business owners, and widows, providing a comprehensive array of investment management and financial planning services. Jeremy aims to serve his clients as a financial guide who is here for their every need, helping families find lasting solutions so they can focus on what matters most to them. To learn more about Jeremy, visit www.myharborwm.com or connect with him on LinkedIn.
Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC.
The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. You should discuss your specific situation with the appropriate professional.